Capital Partners

OnRoc Capital exists to provide a simple, clear way for individuals and businesses to receive contracted interest through short-term residential construction lending.

Our mission is to structure private capital as disciplined, project-based commercial loans — not equity, not pooled funds, and not speculative investments. Each project operates under a standardized legal framework (ORCA) that defines capital use, repayment priority, and lender rights from the beginning.

We believe private real estate lending should be:

• Clearly documented
•  Asset-backed
•  Individually structured
•  Operationally disciplined
•  Governed by enforceable agreements
   

OnRoc Capital combines project-level lending with layered construction financing and third-party oversight to balance speed, accountability, and capital protection.

Capital Partners participate as lenders — not owners — earning contracted interest under defined terms while OnRoc Homes Inc. manages execution.

Our objective is clarity:

To align capital with professional home construction through structure, governance, and repeatable systems — creating consistency across every project.